All posts by Colin Robertson

5/1 ARM vs. the 30-Year Fixed : Pros and Cons

5/1 ARM vs. the 30-Year Fixed : Pros and Cons
January 29, 2019 No Comments »

Here we go again…it’s that special time where I compare two popular home loan programs to see how they stack up against each other. Today’s match-up: “5/1 ARM vs. 30-year fixed.” Everyone has heard of the 30-year fixed-rate mortgage – ... Read More »

How to Pay for Home Renovations: Pros and Cons to Different Methods

How to Pay for Home Renovations: Pros and Cons to Different Methods
January 24, 2019 No Comments »

Most homes require work, even newer ones. And just about everyone knows that home renovation projects aren’t cheap. This is generally the case regardless of whether the job is a small one or a large one. It’s going to cost ... Read More »

15 Things to Do After Your Mortgage Funds

15 Things to Do After Your Mortgage Funds
January 22, 2019 No Comments »

Getting a mortgage can be pretty exciting, especially if it’s your first time. It can also be a very daunting process fraught with the potential for errors and missteps. I’ve already discussed what to do before applying for a mortgage. ... Read More »

Chase Launches Free Biweekly Mortgage Payment Option

Chase Launches Free Biweekly Mortgage Payment Option
January 22, 2019 No Comments »

In an effort to make life a little easier for its mortgage customers, Chase has launched a new suite of “flexible automatic payments,” including a biweekly option. If you happen to have a home loan serviced by the banking giant, ... Read More »

What Is a Non-Conforming Mortgage Loan?

What Is a Non-Conforming Mortgage Loan?
January 16, 2019 No Comments »

If you’ve been doing some mortgage shopping/research lately and happened to come across the phrase “non-conforming loan,” you might have some questions. At first glance, you probably understand that the loan in question doesn’t conform, but to what exactly? Well, ... Read More »

When Should You Start Looking for a House?

When Should You Start Looking for a House?
January 10, 2019 No Comments »

The short answer: Immediately. That is, if you want to buy a home at some point in the next year, or anytime thereafter. We’ll get into the specifics in a moment, but there’s really no sense in waiting if you ... Read More »

12 Home Selling Tips for 2019

12 Home Selling Tips for 2019
January 8, 2019 No Comments »

While the recent stock market rout will undoubtedly make prospective home buyers feel a little bit poorer, lower gas prices and cheaper interest rates may have the complete opposite effect. Regardless of what happens to the economy, chances are that ... Read More »

2019 Mortgage Rate Forecast: We Could Be in for a Big Surprise

2019 Mortgage Rate Forecast: We Could Be in for a Big Surprise
December 19, 2018 No Comments »

Just like that another year has passed, well almost, so it’s time once again to look forward to what the next 365 days might bring. Will 2019 be a winner for mortgage rates, or will home buyers and refinancers face ... Read More »

2019 FHA Loan Limits Rise: Floor Climbs Above $300k

2019 FHA Loan Limits Rise: Floor Climbs Above $300k
December 17, 2018 No Comments »

Following the release of the 2019 conforming loan limit, HUD announced the 2019 FHA loan limits, which like the former will move higher next year. Similar to conforming loans, FHA loans have loan amount limits set either at the floor, ... Read More »